Distinctive Characters: Dorsal fin with 12-13 spines and 10-12 rays. Anal fin with 2 spines and 10-12 rays. Pectoral rays 16-18. Body depth 1.8-1.9 in standard length. Membranes of spinous portion of dorsal fin not incised. Margin of preopercle smooth. Pelvic fin with first ray produced, equal or slightly longer than pectoral fin or head. Caudal fin deeply forked, the lobes elongated.
Colour: Adults golden brown. Juveniles with olive back and head. Yellowish to pale on sides and belly. Central caudal rays pale yellow, lobes dark brown. Pectoral fin pale.
Habitat and Biology: Inhabits coral reefs, forming midwater aggregations in 2-15 m. Feeds on zooplankton. Distribution: Indo-West Pacific.
Remarks: Chromis ternatensis is sometimes used as bait in Maldives for pole and line fishing. It is not normally targeted by bait fishermen, but is taken incidentally while bait fishing for other species.